How do I know how many Infonavit points I have?
To verify if you are a candidate for an Infonavit housing loan, you must enter the institution's official website (https://www.mi-portal-infonavit.com/checar-puntos) and complete a very simple form, since you only have to provide your social security number (NSS) and your date of birth. It is not possible to verify the data without your SSN, but you can find it on your payroll receipt.
If your employment status remained unchanged in the previous two-month period, and you provided the correct data, when you submit the form you will immediately know the results, which may be:
If you have more than 1080 Infonavit points, you will be able to see the pre-qualification of the credit, the total amount of the loan, the monthly discount you would receive and other financial conditions.
If you have less than 1080 points, the system will tell you that you still cannot obtain a loan from the institution and will explain the reasons why you did not reach the necessary score, as well as the estimated time it will take you to reach the required points.
Another possibility is that it will tell you that you are not eligible for credit and will explain the reasons, for example, that you do not have a current employment relationship or that the company has not made the corresponding contributions.
It is worth clarifying that the amount of credit Infonavit grants you does not depend on the score you obtain, but on your salary, job stability, age, savings in the Housing Sub-account, as well as the behavior of the company you work for.